The problem of fraudulently insured and financial sustainability: Case of the Türkiye social insurance system

Abstract

Social insurance fraud is a multidimensional and complex problem that affects the sustainability of social security systems and social justice. Nowadays, the most common form of social insurance fraud is fraudulently insured. The aim of this research is to explain the problem of fraudulently insured in its legal, economic, and social aspects and to make solutions for the sustainability of the social security system in Türkiye. This study explains the causes of fraudulent insurance through the differences in access to benefits and rights provided by short and long-term insurance branches and unemployment insurance for 4a and 4b insured persons, and provides recommendations to prevent fraudulent insurance in this context. It is possible to solve the problem of fraudulently insured and ensure the sustainability of the Turkish social security system with regulations to be made in the primary legislation, public policies and practices that raise awareness for insured persons, automation regulations, and more supervision.